数字普惠金融对私营企业及个体就业的影响

财经论丛 ›› 2021, Vol. 37 ›› Issue (5): 49-58.

数字普惠金融对私营企业及个体就业的影响

赫国胜¹, 耿哲臣², 蒲红霞³

1.辽宁大学研究生院,辽宁沈阳 110036;
2.辽宁大学经济学院,辽宁沈阳 110036;
3.沈阳农业大学经济管理学院,辽宁沈阳 110866

收稿日期:2020-03-25 出版日期:2021-05-10 发布日期:2021-05-12
作者简介:赫国胜(1956-),男,辽宁沈阳人,辽宁大学研究生院教授,博士生导师;耿哲臣(1988-),男,辽宁本溪人,辽宁大学经济学院博士生;蒲红霞(1985-),女,重庆市人,沈阳农业大学经济管理学院讲师。
基金资助:
国家社科基金青年项目(18CJL040)

The Effect of Digital Inclusive Finance on Private Enterprises and Individual Employment

HE Guosheng¹, GENG Zhechen², PU Hongxia³

1. Graduate School, Liaoning University, Shenyang 110036, China;
2. School of Economics, Liaoning University, Shenyang 110036, China;
3. College of Economics and Management, Shenyang Agricultural University, Shenyang 110866, China

Received:2020-03-25 Online:2021-05-10 Published:2021-05-12

摘要/Abstract

摘要： 基于中国内地31个省级行政区2011~2017年面板数据,探究数字普惠金融对私营企业及个体就业的影响,实证结果表明:数字普惠金融对私营企业及个体就业具有显著的促进作用。其促进作用具有异质性,数字普惠金融对城镇相关就业的促进作用要明显强于乡村;对东中西部相关就业均具有促进作用,但促进作用依次减弱。数字普惠金融对总体和城镇相关就业的促进作用具有双重门槛效应,而对乡村相关就业的促进作用具有单一门槛效应。

关键词: 数字普惠金融, 就业, 异质性, 门槛效应

Abstract: Based on the panel data of 31 provinces from 2011 to 2017, this study aims to explore the impact of the digital inclusive finance on private enterprises and individual employment. The results of the study are as follows: The digital inclusive finance has promoted the employment of private enterprises and individuals significantly; The promoting effect is heterogeneous, and it is much more obvious in cities and towns than in rural areas; The digital inclusive finance has played a significant role in facilitating the employment in the eastern, central and western regions, but the promotion effect reduces from the eastern area to the western area; The digital inclusive finance has a double threshold effect on the related employment in urban areas and the country as a whole, but a single threshold effect in rural areas.

Key words: Digital Inclusive Finance, Employment, Heterogeneity, Threshold Effect

中图分类号:

F833

赫国胜, 耿哲臣, 蒲红霞. 数字普惠金融对私营企业及个体就业的影响[J]. 财经论丛, 2021, 37(5): 49-58.

HE Guosheng, GENG Zhechen, PU Hongxia. The Effect of Digital Inclusive Finance on Private Enterprises and Individual Employment[J]. , 2021, 37(5): 49-58.

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