Abstract: The construction of modern agricultural strong counties is the foundation for accelerating the development of an agricultural power, which cannot be separated from the empowerment of digital inclusive finance. By building a development index system for agricultural strong counties centered on “six strengths” and based on county-level panel data from 2014 to 2021, this article uses panel fixed-effect models and mediation effect models to deeply analyze the effect of digital inclusive finance on promoting the construction of modern agricultural strong counties and its micro-transmission mechanism.
The results of the study are as follows: (1)Digital inclusive finance can significantly improve the development level of modern agricultural strong counties. (2)Heterogeneity analysis shows that the effect of digital inclusive finance on the construction of modern agricultural strong counties is Eastern region>Central region>Western region, Main grain sales area>Production-sales balance area>Main grain production area, Rural revitalization demonstration county>Ordinary county>Poverty alleviation county. (3)Mechanism analysis indicates that digital inclusive finance effectively enhances the development level of modern agricultural strong counties by optimizing the allocation of agricultural factors, guiding the upgrading of agricultural industrial structure, and enhancing agricultural competitiveness.
Compared to previous studies, the marginal contributions of this study are as follows: (1)This paper systematically constructs an indicator system for modern agricultural strong counties and matches the digital inclusive finance in counties, expanding and enriching the theoretical connotation of financial support for the construction of modern agricultural strong counties. (2)This article builds a theoretical analysis framework of modern agricultural strong counties with financial empowerment. It focuses on revealing the meso and micro transmission mechanisms of digital inclusive finance supporting the construction of modern agricultural strong counties at the county level, providing new evidence for studying the relationship between digital finance and the construction of agricultural power. (3)This article enriches the related research on digital technology enabling high-quality agricultural development and enhancing new agricultural productive forces in counties under the background of inclusive financial reform.
Accordingly, this paper proposes to accelerate agricultural supply chain credit services, strengthen digital financial infrastructure in poverty-stricken counties and digital financial training for new farmers, enhance spatial collaboration between major grain production areas and major grain sales areas, improve the resilience of digital finance for agricultural industries development. This paper provides theoretical and practical guidance for optimizing the digital inclusive financial service system to promote the construction of modern agricultural strong counties in China.

Key words: Digital Inclusive Finance, Agricultural Strong Counties, Agricultural Industrial Structure, New Quality Productive Forces of Agriculture

摘要： 现代农业强县建设是农业强国的根基,离不开数字普惠金融的赋能。本文构建以“六强”为核心的现代农业强县发展指标体系,基于2014—2021年的中国县域面板数据,采用面板固定效应模型和中介效应模型深入分析数字普惠金融助力现代农业强县建设的作用效果及其传导机制。研究发现:(1)数字普惠金融能够显著提升现代农业强县发展水平;(2)异质性分析表明,数字普惠金融对现代农业强县建设的作用效果表现为东部地区>中部地区>西部地区,粮食主销区>产销平衡区>粮食主产区,乡村振兴示范县>普通县>脱贫县;(3)机制分析显示,数字普惠金融通过优化农业要素配置、引导农业产业结构高级化、增强农业市场竞争力来提升现代农业强县发展水平。本文研究为优化县域数字普惠金融服务体系、推动现代农业强县建设提供理论和实践指导,也为数字普惠金融赋能农业强国建设提供了新的经验证据。

关键词: 数字普惠金融, 农业强县, 农业产业结构, 农业新质生产力