The Effect of Digital Inclusive Finance on Private Enterprises and Individual Employment

›› 2021, Vol. 37 ›› Issue (5): 49-58.

Previous Articles Next Articles

The Effect of Digital Inclusive Finance on Private Enterprises and Individual Employment

HE Guosheng¹, GENG Zhechen², PU Hongxia³

1. Graduate School, Liaoning University, Shenyang 110036, China;
2. School of Economics, Liaoning University, Shenyang 110036, China;
3. College of Economics and Management, Shenyang Agricultural University, Shenyang 110866, China

Received:2020-03-25 Online:2021-05-10 Published:2021-05-12

数字普惠金融对私营企业及个体就业的影响

赫国胜¹, 耿哲臣², 蒲红霞³

1.辽宁大学研究生院,辽宁沈阳 110036;
2.辽宁大学经济学院,辽宁沈阳 110036;
3.沈阳农业大学经济管理学院,辽宁沈阳 110866

作者简介:赫国胜(1956-),男,辽宁沈阳人,辽宁大学研究生院教授,博士生导师;耿哲臣(1988-),男,辽宁本溪人,辽宁大学经济学院博士生;蒲红霞(1985-),女,重庆市人,沈阳农业大学经济管理学院讲师。
基金资助:
国家社科基金青年项目(18CJL040)

Abstract

Abstract: Based on the panel data of 31 provinces from 2011 to 2017, this study aims to explore the impact of the digital inclusive finance on private enterprises and individual employment. The results of the study are as follows: The digital inclusive finance has promoted the employment of private enterprises and individuals significantly; The promoting effect is heterogeneous, and it is much more obvious in cities and towns than in rural areas; The digital inclusive finance has played a significant role in facilitating the employment in the eastern, central and western regions, but the promotion effect reduces from the eastern area to the western area; The digital inclusive finance has a double threshold effect on the related employment in urban areas and the country as a whole, but a single threshold effect in rural areas.

Key words: Digital Inclusive Finance, Employment, Heterogeneity, Threshold Effect

摘要： 基于中国内地31个省级行政区2011~2017年面板数据,探究数字普惠金融对私营企业及个体就业的影响,实证结果表明:数字普惠金融对私营企业及个体就业具有显著的促进作用。其促进作用具有异质性,数字普惠金融对城镇相关就业的促进作用要明显强于乡村;对东中西部相关就业均具有促进作用,但促进作用依次减弱。数字普惠金融对总体和城镇相关就业的促进作用具有双重门槛效应,而对乡村相关就业的促进作用具有单一门槛效应。

关键词: 数字普惠金融, 就业, 异质性, 门槛效应

CLC Number:

F833

HE Guosheng, GENG Zhechen, PU Hongxia. The Effect of Digital Inclusive Finance on Private Enterprises and Individual Employment[J]. , 2021, 37(5): 49-58.

赫国胜, 耿哲臣, 蒲红霞. 数字普惠金融对私营企业及个体就业的影响[J]. 财经论丛, 2021, 37(5): 49-58.

References

[1] Mckinnon R.I.Money and Capital in Economic Development[M].Washington:Brookings Institution,1973.
[2] Shaw E.S.Financial Deepening in Economic Development[M].New York:Oxford University Press,1973.
[3] Ploeg F.V.D.The Effects of a Tax and Incomes Policy on Government Finance,Employment and Capital Formation[J].De Economist,1986,134(3):269-288.
[4] Neimke M.,Eppendorfer C.,Beckmann R.Deepening European Financial Integration:Theoretical Considerations and Empirical Evaluation of Growth and Employment Benefits[Z].Mpra Paper,2002,(19):187-229.
[5] Pagano,Pica.Finance and Employment[J].Economic Policy,2012,(69):5-55.
[6] Boustanifar H.Finance and Employment:Evidence from U.S.Banking Reforms[J].Journal of Banking &Finance,2014,(1):343-354.
[7] Benmelech E.,Frydman C.,Papanikolaou D.Financial Frictions and Employment during the Great Depression[J].Journal of Financial Economics,2019,133(3):541-563.
[8] 王元月,王青照.我国金融发展与就业关系实证分析[J].财经理论与实践,2005,(3):18-22.
[9] 李巍,蔡纯.地区金融发展协同性与国内就业状况的改善——中西部金融发展优先次序的再思考[J].世界经济研究,2013,(12):67-71.
[10] 白钦先,张坤.再论普惠金融及其本质特征[J].广东财经大学学报,2017,(3):39-44.
[11] 吴伦华,唐露萍.普惠金融就业带动机制与效率研究[J].征信,2018,(7):54-58.
[12] 林春,孙英杰.金融发展对产业就业结构差异性影响[J].人口与发展,2017,(3):14-24.
[13] 林春,孙英杰.普惠金融对中国产业就业的影响效应[J].证券市场导报,2019,(6):13-30.
[14] 曾之明,余长龙,张琦,等.数字普惠金融支持农民工创业机制的实证研究[J].云南财经大学学报,2018,(12):58-65.
[15] 张文,钟宸.中部地区金融发展的直接就业效应研究[J].改革与战略,2019,(4):58-66.
[16] 张文,陈洁,徐小琴.江西金融产业结构演化的就业效应分析——基于1997～2017年经验数据的实证研究[J].老区建设,2019,(8):19-25.
[17] 陈强.高级计量经济学及Stata应用[M].北京:高等教育出版社,2014.
[18] 郭峰,王靖一,王芳,等.测度中国数字普惠金融发展:指数编制与空间特征[Z].北京大学数字金融研究中心工作论文,2018.
[19] 谢绚丽,沈艳,张皓星,等.数字金融能促进创业吗？——来自中国的证据[J].经济学(季刊),2018,(4):1557-1579.
[20] Acemoglu D.,Johnson S.,Robinson J.Session 1a:Racial Inequality and Ecnomic Progress[J].America Economic Review,2001,61(2):517-517.
[21] Hansen B.E.Threshold Effects in Non-dynamic Panels:Estimation,Testing,and Inference[J].Journal of econometrics,1999,93(2):345-368.

The Effect of Digital Inclusive Finance on Private Enterprises and Individual Employment

数字普惠金融对私营企业及个体就业的影响

PDF

Knowledge

Abstract

Cite this article

share this article

References

Related Articles 15

Recommended Articles

Metrics

[1]	XIANG Houjun, ZHANG Xiang, WANG Lisha. Research on the Impact of Government Guidance Fund on Enterprise Risk-taking [J]. Collected Essays on Finance and Economics, 2024, 40(3): 16-25.
[2]	JIANG Pengcheng, JIANG Hongli, HOU Yan. Digital Finance, Enterprise Investment Behavior and Upgrading of Employment Skill Structure [J]. Collected Essays on Finance and Economics, 2024, 40(1): 38-47.
[3]	SHENG Haowei, WANG Ruzhong. Impact of Digital Economy on Industrial Ecological Efficiency:An Empirical Analysis Based on the Yangtze River Delta Urban Agglomeration [J]. Collected Essays on Finance and Economics, 2023, 39(9): 3-13.
[4]	LI Nan, HE Xiong. Effects of Digital Inclusive Finance on Married Women's Labor Participation: From the Perspective of Children's Educational Stage [J]. Collected Essays on Finance and Economics, 2023, 39(9): 59-68.
[5]	SHAO Wei, JIN Zebin, CHEN Ziqi. Research on the Spatial Effect of Environmental Regulation on Regional Ecological Efficiency: Based on the Regulatory Role of Fiscal Decentralization [J]. Collected Essays on Finance and Economics, 2023, 39(6): 103-112.
[6]	XU Zhao, GAO Yu, HUO Zhifang. Smart City Construction and Development of Digital Inclusive Finance: Mechanism of Action and Empirical Evidence [J]. Collected Essays on Finance and Economics, 2023, 39(3): 47-56.
[7]	HU Qianwen, LI Zhan, ZHANG Guangcai. Can the Confirmation of Agricultural Land Rights Affect the Decision-making of Rural Labor Employment? Based on the Perspective of the Reform of the Agricultural Land Property Rights System [J]. Collected Essays on Finance and Economics, 2023, 39(2): 3-13.
[8]	GUO Lijuan, SHEN Peilong. Bank Heterogeneity,Systemic Risk and Macroeconomic Operations:On the Coordination between Monetary Policy and the Macro-prudential Policy [J]. Collected Essays on Finance and Economics, 2023, 39(12): 58-69.
[9]	ZHANG Xinyue, SHI Bo, ZHEN Junjie. A Study on Mechanism of Digital Inclusive Finance for Common Prosperity in High-quality Development [J]. Collected Essays on Finance and Economics, 2022, 38(9): 47-58.
[10]	ZHANG Hao, TANG Wenjia. Cultural Diversity and Family Credit Constraints:Empirical Analysis Based on CHFS Data [J]. Collected Essays on Finance and Economics, 2022, 38(7): 69-78.
[11]	YI Yingying, LU Shuxin. Can Digital Inclusive Finance Alleviate Multi-dimensional Poverty of the New and Old Generations of Migrant Workers？ [J]. Collected Essays on Finance and Economics, 2022, 38(6): 41-51.
[12]	TANG Guoping, SUN Hongfeng, CHEN Xi. Carbon Emission Trading System and Enterprise Investment Behavior [J]. Collected Essays on Finance and Economics, 2022, 38(4): 57-68.
[13]	JI Li, MOU Jiaqi, DONG Yahao. Environmental Regulation, Heterogeneous Environmental Investment Strategies and Audit Fees [J]. Collected Essays on Finance and Economics, 2022, 38(3): 56-67.
[14]	SHU Changjiang, HONG Pan. The Spillover Effect of the Federal Reserve's Monetary Policy Uncertainty on the Leverage Ratio of China's Enterprises:Based on the Perspective of Financing Constraints Heterogeneity [J]. Collected Essays on Finance and Economics, 2022, 38(12): 48-58.
[15]	TIAN Shuying, XIA Mengli, XU Wenli. Enterprise Performance and Credit Constraints in Low-carbon Economy: Analysis of Quasi-natural Experiments Based on the Pilot Policy of “Low-carbon City” [J]. Collected Essays on Finance and Economics, 2022, 38(10): 49-58.